Net Worth Calculator

Calculate your current net worth and project future financial growth with detailed asset and liability tracking

Assets

Liquid Assets
Investments
Real Estate
Precious Metals
Vehicles
Other

Liabilities

Home Loan
Personal Loan
Credit Card
Vehicle Loan
Taxes
Other

Your Net Worth

Total Assets
0
Total Liabilities
0
Net Worth
0

Expected Growth Projections

Understanding Net Worth

Net worth represents the total value of all assets owned minus all liabilities. It's a crucial financial metric that provides a clear picture of your overall financial health and serves as a foundation for financial planning and goal setting.

📈 Assets

Assets are resources that provide financial value and can include:

  • • Cash and bank accounts
  • • Investments (stocks, mutual funds, bonds)
  • • Real estate properties
  • • Gold and jewelry
  • • Vehicles and equipment
  • • Business ownership

📉 Liabilities

Liabilities are financial obligations that drain resources:

  • • Home loans and mortgages
  • • Personal and car loans
  • • Credit card debt
  • • Income tax dues
  • • Other outstanding debts
  • • Business loans

Net Worth Calculation Formula

Net Worth = Total Assets - Total Liabilities

This simple formula helps you understand your financial position. A positive net worth indicates you own more than you owe, while a negative net worth means you owe more than you own.

Practical Example

Example: Mr. Sharma's financial position:

Assets:

  • • Cash & Bank: ₹2,00,000
  • • Investments: ₹5,00,000
  • • Property: ₹15,00,000
  • • Gold: ₹3,00,000
  • Total Assets: ₹25,00,000

Liabilities:

  • • Home Loan: ₹8,00,000
  • • Personal Loan: ₹2,00,000
  • • Credit Card: ₹50,000
  • Total Liabilities: ₹10,50,000

Net Worth = ₹25,00,000 - ₹10,50,000 = ₹14,50,000

Benefits of Tracking Net Worth

🎯 Financial Goal Setting

Use your current net worth as a baseline to set realistic financial goals and track progress over time.

📊 Portfolio Optimization

Identify opportunities to rebalance your assets and reduce liabilities for better financial health.

🔮 Future Planning

Project your net worth growth to plan for retirement, major purchases, or wealth building strategies.

💡 Risk Management

Understand your financial position to make informed decisions about investments and debt management.

Need Professional Financial Planning?

Our expert financial advisors can help you optimize your net worth, create comprehensive wealth-building strategies, and plan for your financial future.